A WORD TO THE WISE LTD
Is A WORD TO THE WISE LTD safe to trade with?
Trade with caution
A Word To The Wise Ltd is broadly trading but carries a few flags worth checking before you offer credit terms, see the watch-outs. Consider pro-forma / part-payment up front for a first order until they've proven reliable.
Limit your exposure on a first order: ask for a deposit or part-payment up front (pro-forma) and keep the credit line small until they've paid on time once or twice.
You can probably deal with A Word To The Wise Ltd, but not blindly on credit. Treat a first order as part-payment up front, get everything in writing, and only extend terms once they've paid you cleanly once or twice.
In their favour
- Company is active on the register
- 20 years trading, a long track record
- Accounts filed up to date
Watch out for
- Balance sheet shows net LIABILITIES (£15,814): the company owes more than it owns
See exactly why, and what to do
A WORD TO THE WISE LTD raised flags. The full report shows you exactly which, whether it's serious, and what terms to offer before you commit:
- Their real financial health from filed accounts (net assets, cash, what they owe)
- The 3-strong team behind it and their other companies (the phoenix check)
- Secured debt, ownership, insolvency and address checks
- Suggested credit terms + a dated PDF/CSV to keep on file
One-off, no account needed. Need a few? 3 reports for £7.99, or go unlimited for £15/mo.
Frequently asked questions about A WORD TO THE WISE LTD
Is A WORD TO THE WISE LTD a legitimate registered company?
A WORD TO THE WISE LTD is an active company registered at Companies House under number 05526644, incorporated 20 years ago. Being on the register confirms it exists in law; our trade-safety verdict is CAUTION - Trade with caution.
Is A WORD TO THE WISE LTD still trading?
A WORD TO THE WISE LTD is marked Active on the public register and its filings are up to date.
Has A WORD TO THE WISE LTD gone bust or insolvent?
There are no insolvency or winding-up notices on the public record for A WORD TO THE WISE LTD as of this check. Companies can still fail without warning, so monitor any customer you depend on.
Who owns and runs A WORD TO THE WISE LTD?
A Word To The Wise Ltd is owned and run by 2 people (Mr Philip Hutton and Mr Nigel Peter Russell), each holding a similar stake. Evenly split, so decisions need agreement between them, which points to a genuine working partnership rather than a shell. The full report names every director and person with significant control, and cross-checks the other companies they run (the phoenix check).
How old is A WORD TO THE WISE LTD?
A WORD TO THE WISE LTD was incorporated on 2005-08-03, making it 20 years old. A long trading history is a positive sign.
Report reference TC-20260712-05526644 · generated 12 Jul 2026, 00:45 BST · a dated record of your due diligence.
Sources: Companies House, Companies House (filed accounts). Data under the Open Government Licence. Guidance only, not a credit reference or financial advice.