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Every UK company leaves a paper trail: overdue accounts, winding-up notices, directors who have folded companies before. We read it and give you one answer. Free.

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This is a real one we got right

Not an illustration. This is what our check says about a company every builder in Britain has heard of, scored from the public record.

CARILLION PLC
No. 03782379 · Construction · Wolverhampton
AVOID
20 / 100
  • Red flagIn liquidation. Do not extend credit.
  • Red flagAccounts overdue, period ending Dec 2017.
  • Red flagCompulsory liquidation from January 2018. Insolvency practitioner: the Official Receiver.
  • In their favour27 years trading. Filed its accounts on time every year.
Source: Companies House · The Gazette · Insolvency Service See the full report

What happened next: Carillion went into compulsory liquidation in January 2018. Thousands of subcontractors and suppliers were left unpaid. Every warning above was already sitting on the public record, free to read, for anyone who knew where to look.

Three answers. No jargon.

TradeSAFE TO PROCEED

Established, accounts filed, nothing on the record. Standard terms look reasonable.

CautionPART-PAYMENT UP FRONT

Warning signs on the record. Take a deposit or stage the payments on a first job.

AvoidDO NOT EXTEND CREDIT

Serious flags. Insolvency, disqualification, or a director who has done this before.

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Show your working, not a black box

Big credit agencies hand you a score and ask you to trust it. We do the opposite: every figure in a report links straight to the filing it came from on Companies House, so you can check it yourself. We just do the digging for you.

Built and run in the UK by an independent developer, not a call centre. We hold no credit-reference licence and never guess, if the record doesn't say it, we don't claim it. More about how it works →

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A customer rarely goes bad on day one. They file a charge, fall behind on accounts, a director quietly gets into trouble, then they fold months later, owing you. Monitoring watches the companies you depend on every night and emails you the day something changes, before they stop paying you. We watch the people behind the company too, the phoenix trick a credit score is blind to.

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