STARLING BANK LIMITED

Q: Is STARLING BANK LIMITED safe to trade with?

TRADE: Looks safe to trade with. Starling Bank Limited has a clean, established public record, active, accounts filed on time, and no insolvency or director red flags. Standard trade terms look reasonable, though always confirm bank details independently before paying. Based on official UK public records (Companies House, The Gazette). Guidance only, not a credit reference or financial advice.

Is STARLING BANK LIMITED safe to trade with?

No. 09092149 · ltd · 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, E1 6PW

TRADE

90/100 safety score

Looks safe to trade with

Starling Bank Limited has a clean, established public record, active, accounts filed on time, and no insolvency or director red flags. Standard trade terms look reasonable, though always confirm bank details independently before paying.

✓ 12 years trading✓ Live trading website✓ Long-established website

Suggested terms

Standard terms look reasonable (e.g. 30-day invoice). Still verify their bank details independently before your first payment.

What this means for you

If you invoice Starling Bank Limited on normal 30-day terms, the public record gives no reason to expect a problem. Keep the usual safeguard, confirm their bank details on a number you find yourself, not one on the invoice.

In their favour

Company is active on the register
12 years trading, a long track record
Accounts filed up to date
Has a live website confirming it's a real trading business
Website has been online since 2015 (11 yrs), a long online track record
The website publishes its registered address, matching the official record

Why this score

12 years trading	+15
Live trading website	+4
Long-established website	+4
Website corroborates the register	+2
Safety score	90 / 100

The record

Status	active
Type	Private limited company
Incorporated	2014-06-18 (12 yrs)
Jurisdiction	England & Wales
Registered office	5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, E1 6PW
Accounts	Filed up to date · Group accounts · next due Dec 2026
Last filing	2026-07-03
Filing track record	has sometimes filed late (8 sets of accounts filed)
Confirmation statement	Last confirmed Feb 2026
Office moves	2 times (normal)
Directors	7 active, 21 resigned
Website	https://starlingbank.co.uk · online since 2015
Nature of business	Financial services (SIC 64191)
Website	https://starlingbank.co.uk (live, online since 2015 (11 yrs)) · shows registered address

People behind the company

Starling Bank Limited is owned by Starling Intermediate Holdings Limited (75-100%), so it sits inside a larger group, check the parent too.

BELL, Colin William Director

director since Oct 2025 · born 1968 · British · resident in England

4 other active companies

active 22 NORTHUMBERLAND AVENUE RTM COMPANY LIMITED
active STARLING GROUP HOLDINGS LIMITED
active OXFORD QUANTUM CIRCUITS LIMITED
active SAPIENT EDGE ADVISORY LTD
active QUANTEXA LIMITED (resigned)
active HSBC BANK PLC (resigned)
active HSBC GLOBAL SERVICES LIMITED (resigned)

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BHATIA, Raman Director

director since Jun 2024 (2 yrs) · born 1978 · British · resident in United Kingdom

4 other active companies · 4 failed

active STARLING INTERMEDIATE HOLDINGS LIMITED
active STARLING GROUP HOLDINGS LIMITED
active ENGINE BY STARLING LIMITED
active BONNET LTD (resigned)
active BUSINESS IN THE COMMUNITY
dissolved OVO (S) METERING LIMITED
dissolved SPARK ENERGY LIMITED
active OVO (S) ELECTRICITY LIMITED (resigned)
active OVO (S) ENERGY SERVICES LIMITED (resigned)
active OVO GROUP LTD (resigned)
active OVO ELECTRICITY LTD (resigned)
active OVO (S) ENERGY SOLUTIONS LIMITED (resigned)

See all companies connected to BHATIA, Raman →

CHAKRAVERTY, Julie Director

director since Mar 2024 (2 yrs) · born 1971 · British · resident in United Kingdom

4 other active companies · 6 failed

active STARLING GROUP HOLDINGS LIMITED
active EASYJET PLC
active AJ BELL PLC
active NCC GROUP PLC
dissolved ROYDON BROOK LIMITED
dissolved RUNGWAY LIMITED (resigned)
active SANTANDER UK PLC (resigned)
active SANTANDER UK GROUP HOLDINGS PLC (resigned)
active THE GIRLS' DAY SCHOOL TRUST (resigned)
active ABERDEEN GROUP PLC (resigned)
active ABRDN INVESTMENTS (HOLDINGS) LIMITED (resigned)
active ABRDN HOLDINGS LIMITED (resigned)

See all companies connected to CHAKRAVERTY, Julie →

FERGUSON, Declan Director

director since Jul 2022 (3 yrs) · born 1989 · British · resident in England

7 other active companies

active EMBER BY STARLING LIMITED
active ENGINE BY STARLING LIMITED
active STARLING INTERMEDIATE HOLDINGS LIMITED
active MURMUR FINANCIAL SERVICES LIMITED
active STARLING GROUP HOLDINGS LIMITED
active STARLING FS SERVICES LIMITED
active FLEET MORTGAGES LIMITED

See all companies connected to FERGUSON, Declan →

MOUNTAIN, John Edmund Director

director since Jun 2026 · born 1978 · British · resident in England

2 other active companies · 1 failed

active STARLING GROUP HOLDINGS LIMITED
active ALP TECHNOLOGY LIMITED
dissolved ALP SOFTWARE LIMITED
active ENGINE BY STARLING LIMITED (resigned)
active PAY.UK LIMITED (resigned)

See all companies connected to MOUNTAIN, John Edmund →

POPE, Darren Scott Director

director since Oct 2024 (1 yr) · born 1965 · British · resident in United Kingdom

4 other active companies · 33 failed

active STARLING INTERMEDIATE HOLDINGS LIMITED
active DWR CYMRU CYFYNGEDIG
active GLAS CYMRU HOLDINGS CYFYNGEDIG
active STARLING GROUP HOLDINGS LIMITED
active HARGREAVES LANSDOWN LIMITED (resigned)
active CLYDESDALE BANK PLC (resigned)
active VIRGIN MONEY UK PLC (resigned)
active NETWORK INTERNATIONAL HOLDINGS LIMITED (resigned)
active HSBC INNOVATION BANK LIMITED (resigned)
active EQUINITI GROUP LIMITED (resigned)
active VIRGIN MONEY LIMITED (resigned)
active OCTOPUS MONEY UNIT TRUST MANAGERS LIMITED (resigned)
active VIRGIN MONEY HOLDINGS (UK) LIMITED (resigned)
active WORLDREMIT LTD. (resigned)
active TSB BANKING GROUP LIMITED (resigned)

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Starling Intermediate Holdings Limited Owner (75-100%), not a director

Previous names

STARLING FS LIMITED (until Jul 2016)
POSSIBLE FS LIMITED (until Jan 2016)

Registered address

Companies at this address	8 (looks like a genuine trading address)

Recent filings

Jul 2026	Director resigned
Jul 2026	Director resigned
Jul 2026	Director resigned
Jun 2026	Director resigned
Jun 2026	Director appointed
Jun 2026	Director resigned
Jun 2026	Director resigned
Mar 2026	Confirmation statement filed

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Report reference TC-20260709-09092149 · generated 9 Jul 2026, 12:40 BST · a dated record of your due diligence.

Sources: Companies House, Internet Archive. Data under the Open Government Licence. Guidance only, not a credit reference or financial advice.