OCTO FINANCIAL PLANNING LTD
Is OCTO FINANCIAL PLANNING LTD safe to trade with?
Trade with caution
Octo Financial Planning Ltd looks financially solid on paper, but the concern is who runs it and how they behave, see the watch-outs. Deal with them, but get everything in writing and keep a first order on part-payment up front rather than open credit.
Our opinion, read from the public record as at 13 Jul 2026, 18:28 BST. See the facts it's based on below.
Financially adequate, net assets of £45,335, and rising.
A director here has a record of several dissolved or failed companies.
- ✓ 4 years on the register
- ✓ Registered at what looks like a genuine trading address, not a mass-registration mailbox
- ✓ Accounts filed up to date at Companies House
Limit your exposure on a first order: ask for a deposit or part-payment up front (pro-forma) and keep the credit line small until they've paid on time once or twice.
General guidance from the public record, not advice on your specific transaction. The decision is yours.
You can probably deal with Octo Financial Planning Ltd, but not blindly on credit. Treat a first order as part-payment up front, get everything in writing, and only extend terms once they've paid you cleanly once or twice.
In their favour
- Company is active on the register
- 4 years trading
- Accounts filed up to date
- Positive but modest net assets of £45,335 on the last balance sheet
- Net assets grew year on year
- Has filed its accounts on time every year
What the verdict is based on
- A director here has a record of several dissolved or failed companies, worth understanding why before you extend credit
- 4 previously dissolved/failed companies among the directors
These are facts from the public record. Verify anything important yourself before you rely on it.
See exactly why, and what to do
OCTO FINANCIAL PLANNING LTD raised flags. The full report shows you exactly which, whether it's serious, and what terms to offer before you commit:
- Their real financial health from filed accounts (net assets, cash, what they owe)
- The 2 people behind it and their track record across other companies
- Secured debt, ownership, insolvency and address checks
- Suggested trading terms + a dated PDF/CSV to keep on file
One-off, no account needed. Need a few? 3 reports for £7.99, or go unlimited for £15/mo.
Frequently asked questions about OCTO FINANCIAL PLANNING LTD
Is OCTO FINANCIAL PLANNING LTD a legitimate registered company?
OCTO FINANCIAL PLANNING LTD is an active company registered at Companies House under number 13922409, incorporated 4 years ago. Being on the register confirms it exists in law; our trade-safety verdict is CAUTION - Trade with caution.
Is OCTO FINANCIAL PLANNING LTD still trading?
OCTO FINANCIAL PLANNING LTD is marked Active on the public register and its filings are up to date.
Has OCTO FINANCIAL PLANNING LTD gone bust or insolvent?
There are no insolvency or winding-up notices on the public record for OCTO FINANCIAL PLANNING LTD as of this check. Companies can still fail without warning, so monitor any customer you depend on.
Who owns and runs OCTO FINANCIAL PLANNING LTD?
Octo Financial Planning Ltd is owned and run by 2 people (Mr Jason Summerfield and Mr Alan Pearson), each holding a similar stake. Evenly split, so decisions need agreement between them, which points to a genuine working partnership rather than a shell. The full report names every director and person with significant control, and checks the other companies they run for a history of failures.
How old is OCTO FINANCIAL PLANNING LTD?
OCTO FINANCIAL PLANNING LTD was incorporated on 2022-02-17, making it 4 years old. A limited track record, so check the other signals before extending credit.
Report reference TC-20260713-13922409 · generated 13 Jul 2026, 18:28 BST · a dated record of your due diligence.
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Sources: Companies House, Companies House (filed accounts). Contains public sector information licensed under the Open Government Licence v3.0 (© Crown copyright). Our opinion from the public record as at the date shown, not a credit reference, not financial or legal advice. How we use this data.