PHYTOWARD LTD

Is PHYTOWARD LTD safe to trade with?

No. SC538139 · ltd · Oathouse Croft, Mosstowie, Elgin, Moray, IV30 8TT

CAUTION
62/100 public-record risk indicator not a credit score

Trade with caution

Phytoward Ltd runs a clean record, but its balance sheet is thin, there's little cushion if things tighten. Fine for smaller orders; keep your credit exposure modest and watch for their next accounts.

⚠ Negative net assets✓ 10 years trading✓ Sustained multi-year growth

Our opinion, read from the public record as at 14 Jul 2026, 10:28 BST. See the facts it's based on below.

Financial health 35/100

The balance sheet shows net liabilities, it owes more than it owns.

Governance & conduct 84/100

Clean conduct record, active, filings up to date, no director red flags.

Signs this is a real business
  • Trading 10 years, a long track record on the register
  • Registered at what looks like a genuine trading address, not a mass-registration mailbox
  • Accounts filed up to date at Companies House
Suggested trading terms

Limit your exposure on a first order: ask for a deposit or part-payment up front (pro-forma) and keep the credit line small until they've paid on time once or twice.

General guidance from the public record, not advice on your specific transaction. The decision is yours.

What this means for you

You can probably deal with Phytoward Ltd, but not blindly on credit. Treat a first order as part-payment up front, get everything in writing, and only extend terms once they've paid you cleanly once or twice.

In their favour

  • Company is active on the register
  • 10 years trading, a long track record
  • Accounts filed up to date
  • Net assets have grown across the last 6 years of accounts
  • Has filed its accounts on time every year
  • No history of failed companies among the directors

What the verdict is based on

  • Balance sheet shows net LIABILITIES (£35,366): the company owes more than it owns

These are facts from the public record. Verify anything important yourself before you rely on it.

See exactly why, and what to do

PHYTOWARD LTD raised flags. The full report shows you exactly which, whether it's serious, and what terms to offer before you commit:

We traced the 2 people behind Phytoward Ltd across the register. The full report also covers the filed balance sheet.

  • Their real financial health from filed accounts (net assets, cash, what they owe)
  • The 2 people behind it and their track record across other companies
  • Secured debt, ownership, insolvency and address checks
  • Suggested trading terms + a dated PDF/CSV to keep on file
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Frequently asked questions about PHYTOWARD LTD

Is PHYTOWARD LTD a legitimate registered company?

PHYTOWARD LTD is an active company registered at Companies House under number SC538139, incorporated 10 years ago. Being on the register confirms it exists in law; our trade-safety verdict is CAUTION - Trade with caution.

Is PHYTOWARD LTD still trading?

PHYTOWARD LTD is marked Active on the public register and its filings are up to date.

Has PHYTOWARD LTD gone bust or insolvent?

There are no insolvency or winding-up notices on the public record for PHYTOWARD LTD as of this check. Companies can still fail without warning, so monitor any customer you depend on.

Who owns and runs PHYTOWARD LTD?

Phytoward Ltd is owned and run by 2 people (Mr Mark David Dillon and Ms Raghnaid Macdonald), each holding a similar stake. Evenly split, so decisions need agreement between them, which points to a genuine working partnership rather than a shell. The full report names every director and person with significant control, and checks the other companies they run for a history of failures.

How old is PHYTOWARD LTD?

PHYTOWARD LTD was incorporated on 2016-06-16, making it 10 years old. A long trading history is a positive sign.

Report reference TC-20260714-SC538139 · generated 14 Jul 2026, 10:28 BST · a dated record of your due diligence.

Sources: Companies House, Companies House (filed accounts). Contains public sector information licensed under the Open Government Licence v3.0 (© Crown copyright). Our opinion from the public record as at the date shown, not a credit reference, not financial or legal advice. How we use this data.