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A cheaper Creditsafe alternative for a quick company check

You don't need a £2,000-a-year credit subscription to check one company. Here's the low-cost alternative.

When Creditsafe is overkill

Creditsafe, Experian and Red Flag Alert are built for finance teams that vet hundreds of accounts and need a full credit score, credit limit and payment-history data. They're powerful — and priced for it, typically a subscription running into the thousands a year. That's the right tool if credit risk is your day job. But if you're a sole trader, a small business or a landlord who just needs to know whether this one company is safe to invoice or take a deposit from, it's a lot of money and a lot of dashboard for a single yes-or-no question.

The low-cost alternative: check the public record, get a plain verdict

TradeChecker reads the same official public record the bureaus start from — Companies House, The Gazette, the insolvency and disqualified-director registers — and turns it into one plain-English verdict: trade, caution, or avoid, with the reasons and suggested terms. No subscription, no dashboard, no finance degree required. A single report is £3.49, or £15/month if you check companies regularly and want ongoing monitoring.

Honest comparison: what you do and don't get

We're honest about the gap: a bureau holds a credit score, CCJs and payment data we can't see — those are owned by the credit reference agencies. If you need a formal credit limit for large, ongoing exposure, use a bureau. If you need a fast, clear read on whether a company is safe to deal with, that's exactly what we do — for a fraction of the price.

How it works · Free company credit check UK →